ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of fha loan specialists in Mishawaka, Indiana. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Mishawaka, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 9 fha loan specialists in Mishawaka, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Patrick Guibert - Loan Officer, Fairway Home Mortgage
115 S Main St Suite 205, Mishawaka, IN 46544
5742862996
Attea Alexander at CrossCountry Mortgage
104 W 3rd St, Mishawaka, IN 46544
8777731226
GVC Mortgage - South Bend
605 W Edison Rd suite e, Mishawaka, IN 46545
5748620050
Jennifer Lehman, CrossCountry Mortgage, LLC
104 W 3rd St, Mishawaka, IN 46544
5742383941
Amy Houk at CrossCountry Mortgage
104 W 3rd St, Mishawaka, IN 46544
5746662501
Jonathan McKinnies at CrossCountry Mortgage
104 W 3rd St, Mishawaka, IN 46544
5743787068
Ashley Foor - GVC Mortgage South Bend NMLS #1423303
255 E Day Rd, Mishawaka, IN 46545
5743390745
An FHA loan specialist in Mishawaka Indiana helps borrowers navigate Federal Housing Administration insured loans. These loans are popular for first time homebuyers and those with lower credit scores. Indiana law requires all mortgage loan originators to be licensed through the Indiana Department of Financial Institutions.
What Does a FHA Loan Specialist in Mishawaka Cost?
Typical costs for an FHA loan specialist in Indiana include an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Origination fees are usually 1 to 2 percent of the loan amount. These costs vary by lender and borrower situation. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum down payment for an FHA loan in Mishawaka?
The FHA requires a minimum down payment of 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. Borrowers with scores between 500 and 579 may need a 10 percent down payment.
Are there income limits for FHA loans in Indiana?
Yes FHA loans have income limits that vary by county. In St. Joseph County Indiana the limit for a one unit property is typically around 100,000 dollars. These limits are adjusted annually by HUD.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Mishawaka who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.