ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of fha loan specialists in Woodstock, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Woodstock, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 7 fha loan specialists in Woodstock, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
1200 Davis Rd, Woodstock, IL 60098
8153377519
Wells Fargo Advisors FiNet - The Hafferkamp Wealth Management Group
2424 Lake Shore Dr Ste A, Woodstock, IL 60098
8156870203
Benjamin F. Edwards
11621 Catalpa Ln, Woodstock, IL 60098
8153374485
United Capital Mortgage Assistance
402 Vine St, Woodstock, IL 60098
8004741407
Chase Mortgage
118 Cass St, Woodstock, IL 60098
8153382900
Pete Waterson Senior Loan Officer
1007 Dakota Dr, Woodstock, IL 60098
8477072464
GreenState Mortgage
140 Newell St, Woodstock, IL 60098
8153379220
An FHA loan specialist in Woodstock Illinois helps homebuyers navigate FHA insured mortgages which are popular for first time buyers and those with lower credit scores. Illinois law requires FHA loans to meet specific property standards and appraisal rules set by the U.S. Department of Housing and Urban Development. Woodstock residents can work with a local specialist to understand Illinois specific closing costs and down payment assistance programs.
What Does a FHA Loan Specialist in Woodstock Cost?
Typical costs for an FHA loan in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual MIP of 0.55 to 0.85 percent. Closing costs in Woodstock range from 2 to 5 percent of the purchase price including appraisal fees of $400 to $700 and title insurance. Loan origination fees vary by lender but often fall between 0.5 and 1.0 percent of the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Woodstock Illinois?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment or 500 with a 10 percent down payment. Borrowers must also have a valid Social Security number and a debt to income ratio below 43 percent. Illinois law does not add extra state level requirements beyond federal FHA rules.
How do I find a qualified FHA loan specialist in Woodstock?
You can search for FHA approved lenders through the HUD website or ask local real estate agents for referrals. Verify that the specialist is licensed in Illinois and has experience with FHA loans in McHenry County. Check online reviews and ask about their familiarity with Woodstock area appraisals.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in Woodstock who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.