Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 4 fha loan specialists in Wheaton, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Team Edgar Llanes Rabbi Mortgage Inc. CA, FL, IN, IL
1776A S Naperville Rd #106, Wheaton, IL 60189
7736565423
Tracy Leddy at Prosperity Home Mortgage - Wheaton
145 Danada Square E, Wheaton, IL 60189
6309564122
Dan Palumbo - First American Mortgage
209 W Roosevelt Rd, Wheaton, IL 60187
6308423733
American Fidelity Mortgage Services, Inc.
1776 S Naperville Rd Bldg B Suite 101B, Wheaton, IL 60189
6306811010
What Does a FHA Loan Specialist in Wheaton Cost?
Typical costs for an FHA loan specialist in Illinois include an origination fee of 1 to 2 percent of the loan amount. Closing costs in Wheaton often range from 2 to 5 percent of the purchase price. The FHA requires an upfront mortgage insurance premium of 1.75 percent and an annual premium of 0.55 to 0.85 percent. These costs vary by lender and borrower profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Wheaton do?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They ensure the loan meets HUD guidelines and Illinois state lending rules.
What are the FHA loan limits for Wheaton Illinois?
For 2025, the FHA loan limit for a single-family home in DuPage County is $498,257. This limit is set by HUD and applies to most areas in the Chicago metro region.
Do FHA loans require a specific credit score in Illinois?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Some lenders may accept scores as low as 500 with a 10 percent down payment, but this varies by lender in Illinois.