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FHA Loan Specialists in Westmont, IL

Compare fha loan specialists in Westmont. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Westmont, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 3 fha loan specialists in Westmont, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
iLoan
999 Oakmont Plaza Dr Suite 500, Westmont, IL 60559
6305377000
NEXA Mortgage LLC | Gustan Cho Associates
999 Oakmont Plaza Dr Ste 600, Westmont, IL 60559
8009008569
Homeland Mortgage Company
5757 S Cass Ave, Westmont, IL 60559
6306631788

An FHA loan specialist in Westmont Illinois can help you navigate the Federal Housing Administration loan process. These loans are popular for first time homebuyers and those with lower credit scores. Illinois law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS), so verify your specialist has an active license.

What Does a FHA Loan Specialist in Westmont Cost?

Typical costs for an FHA loan in Illinois include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual mortgage insurance premium (MIP) of 0.55 to 0.85 percent. Closing costs in Westmont generally range from 2 to 5 percent of the purchase price. These costs vary based on loan size, credit profile, and lender fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score do I need for an FHA loan in Westmont?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. If your score is between 500 and 579, you may still qualify but need a 10 percent down payment. Illinois lenders may have additional overlays, so check with your specialist.
Are there Illinois specific limits for FHA loans in Westmont?
Yes, FHA loan limits vary by county. For DuPage County where Westmont is located, the 2024 FHA loan limit for a single family home is $498,257. This limit applies to standard FHA loans and may change annually.