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Browse fha loan specialists serving Swansea, Illinois. Contact information and addresses listed below.
11 agents listed
Updated May 2026
Swansea, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 11 fha loan specialists in Swansea, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Michael Vogt
4969 Benchmark Centre Dr #300, Swansea, IL 62226
6186222100
FCB Banks
2610 N Illinois St, Swansea, IL 62226
6182399000
Brad Huffman Home Team
164 Papillon Dr, Swansea, IL 62226
6187418552
Jim McSheehy - COUNTRY Financial Representative
4972 Benchmark Centre Dr Suite 300, Swansea, IL 62226
6182346748
Guild Mortgage Company
4969 Benchmark Centre Dr #300, Swansea, IL 62226
6186222100
Nations Lending - Swansea, IL Branch - NMLS: 2408027
2 Park Pl Suite A, Swansea, IL 62226
8775975805
Busey Bank
3685 Sullivan Dr, Swansea, IL 62226
6182221019
Swansea - Dana Jenkins
4010 N Illinois St Ste B6, Swansea, IL 62226
8002552792
Primary Residential Mortgage, Inc - Swansea, IL Branch
4010 N Illinois St Ste B6, Swansea, IL 62226
6183100752
First Integrity Mortgage
201 W Pointe Dr, Swansea, IL 62226
6183559860
Great Mortgage
13 Park Pl, Swansea, IL 62226
6187262122
An FHA loan specialist in Swansea Illinois helps homebuyers navigate Federal Housing Administration loans which require lower down payments and credit scores. Illinois law mandates specific disclosures for FHA loans including the Illinois Residential Mortgage License Act. Specialists in Swansea can guide you through local property appraisals and closing procedures.
What Does a FHA Loan Specialist in Swansea Cost?
Typical costs for an FHA loan specialist in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Swansea range from 3 to 5 percent of the purchase price. Specialist fees vary by lender but often are included in the loan origination fee of 1 to 2 percent. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Swansea do?
An FHA loan specialist helps you apply for an FHA insured mortgage. They verify your income and credit and ensure the property meets FHA standards. In Illinois they also handle state specific requirements like the Illinois Homebuyer Education Program.
What are the minimum requirements for an FHA loan in Illinois?
You need a credit score of at least 580 for a 3.5 percent down payment. A score between 500 and 579 requires a 10 percent down payment. Illinois law does not add extra credit requirements beyond federal FHA rules.
How long does an FHA loan process take in Swansea?
The typical FHA loan process takes 30 to 45 days from application to closing. Illinois law requires a three day right of rescission after signing loan documents. Delays can occur if the property needs repairs to meet FHA standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.