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Compare FHA Loan Specialists in Rosemont, IL

Directory of fha loan specialists in Rosemont, Illinois. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Rosemont, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 fha loan specialists in Rosemont, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wintrust Mortgage
9700 W Higgins Rd Ste 300, Rosemont, IL 60018
8009992649
Ali Mousavi | Mortgage Loan Officer | Wintrust Mortgage
9700 W Higgins Rd, Rosemont, IL 60018
6306771701

An FHA loan specialist in Rosemont, Illinois can guide you through the process of obtaining a Federal Housing Administration insured mortgage. These loans are popular for first time homebuyers and require a minimum down payment of 3.5 percent. In Illinois, FHA loans also require an upfront mortgage insurance premium of 1.75 percent of the base loan amount, which can be financed into the loan.

What Does a FHA Loan Specialist in Rosemont Cost?

Typical costs for an FHA loan specialist in Illinois include an origination fee, which can range from 0.5 percent to 1.0 percent of the loan amount. Additionally, borrowers pay an upfront mortgage insurance premium of 1.75 percent and an annual mortgage insurance premium of 0.45 percent to 1.05 percent depending on loan term and loan to value ratio. Closing costs in Illinois generally range from 2 percent to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What credit score do I need for an FHA loan in Rosemont?
Most FHA loan programs require a minimum credit score of 580 to qualify for the 3.5 percent down payment option. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. Each lender may have additional requirements.
Are FHA loans only for first time homebuyers in Illinois?
No, FHA loans are available to any qualified borrower, not just first time buyers. However, the borrower must intend to occupy the property as their primary residence. Investment properties and vacation homes do not qualify for FHA financing.