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Directory of fha loan specialists in Pekin, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Pekin, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 9 fha loan specialists in Pekin, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
2918 Court St, Pekin, IL 61554
3093532274
Mariner Finance
3279 Court St, Pekin, IL 61554
3093461155
World Finance
2105 Court St, Pekin, IL 61554
3093534043
OneMain Financial
3574 Court St, Pekin, IL 61554
3093463145
First State Mortgage - Pekin
3210 Court St, Pekin, IL 61554
3093535626
CENTRAL ILLINOIS LOAN
1616 Broadway St, Pekin, IL 61554
3096209462
Wise Finance of Pekin, llc
1633 Broadway St, Pekin, IL 61554
3093533800
Edward Jones - Financial Advisor: Marilyn D Hawkins, CRPC™
3556 Court St, Pekin, IL 61554
3093470038
PNC Mortgage
3545 Court St, Pekin, IL 61554
3093477075
FHA loan specialists in Pekin Illinois help borrowers secure Federal Housing Administration insured loans. These loans are popular for first time home buyers and those with lower credit scores. Illinois law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Pekin Cost?
Typical costs for an FHA loan in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Lender origination fees can range from 500 to 1,500 dollars. Appraisal fees in Pekin are usually 500 to 700 dollars. Closing costs generally total 3 to 5 percent of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Pekin do?
An FHA loan specialist guides you through the FHA loan process from application to closing. They help you understand FHA requirements like the 3.5 percent minimum down payment and the upfront mortgage insurance premium. They also ensure your loan meets Illinois state lending regulations.
What are the FHA loan limits for Pekin Illinois?
For 2025 the FHA loan limit for a single family home in Tazewell County which includes Pekin is 498,257 dollars. Higher limits apply for multi unit properties. These limits are set by the Department of Housing and Urban Development (HUD) and change annually.
How do I choose an FHA loan specialist in Pekin?
Look for a specialist who is licensed through the NMLS and has experience with FHA loans in Illinois. Check their track record with FHA appraisals and underwriting. Ask about their knowledge of local Pekin market conditions and Illinois specific mortgage laws.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.