ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find FHA Loan Specialists Near You in North Riverside, IL
Compare fha loan specialists in North Riverside. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
North Riverside, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 fha loan specialists in North Riverside, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heights Finance
7222 Cermak Rd Suite 707, North Riverside, IL 60546
7084376430
loanDepot
7222 Cermak Rd #312, North Riverside, IL 60546
7082927050
An FHA loan specialist in North Riverside, Illinois can help you navigate the Federal Housing Administration loan process. These loans are popular for first-time homebuyers and those with lower credit scores. Illinois law requires lenders to provide clear loan estimates and disclosures under the Truth in Lending Act.
What Does a FHA Loan Specialist in North Riverside Cost?
Typical costs for an FHA loan in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs usually range from 2 to 5 percent of the purchase price. For a $250,000 home, total closing costs might be $5,000 to $12,500. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in North Riverside Illinois?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers must also have a debt-to-income ratio below 43 percent. The property must meet FHA appraisal standards and be in North Riverside or a nearby eligible area.
How do I find an FHA loan specialist near me in North Riverside?
You can search for FHA-approved lenders in North Riverside through the HUD lender list. Look for specialists who have experience with Illinois property laws and local market conditions. It is wise to compare loan estimates from multiple lenders.
What are the benefits of an FHA loan in Illinois?
FHA loans offer lower down payments and more flexible credit requirements than conventional loans. In Illinois, they can be used for single-family homes, condos, and some multi-unit properties. The loan is insured by the FHA, which reduces risk for lenders.
Free • No Obligation
Compare FHA Loan Specialists
Get matched with agents in North Riverside who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.