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Looking for a fha loan specialist in Normal? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Normal, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 3 fha loan specialists in Normal, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
1540 E College Ave #15, Normal, IL 61761
3094511876
Edward Jones - Financial Advisor: Josh Hardt, AAMS®
322 Susan Dr Suite A, Normal, IL 61761
3098621493
PNC Mortgage
1501 E College Ave, Normal, IL 61761
3098233185
FHA loan specialists in Normal Illinois help homebuyers secure government-backed mortgages with lower down payments. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation. Specialists in Normal guide clients through FHA requirements including property condition standards and debt-to-income ratios specific to the Bloomington-Normal housing market.
What Does a FHA Loan Specialist in Normal Cost?
Typical costs for an FHA loan specialist in Illinois include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Closing costs in Normal range from 2 to 5 percent of the purchase price. Annual mortgage insurance premiums are 0.55 percent of the loan balance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are FHA loan requirements in Normal Illinois?
FHA loans require a minimum 3.5 percent down payment and a credit score of 580 or higher in Normal. Borrowers must also meet Illinois debt-to-income ratio limits and the property must pass an FHA appraisal in McLean County.
How do I find an FHA loan specialist in Normal?
You can search the Nationwide Mortgage Licensing System for licensed specialists in Normal. Illinois requires all mortgage loan originators to complete pre-licensing education and pass a state exam. Contact local banks and credit unions in the Bloomington-Normal area for referrals.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.