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Find FHA Loan Specialists Near You in Mendota, IL

Directory of fha loan specialists in Mendota, Illinois. Verify credentials with the state mortgage licensing authority before hiring.

5 agents listed
Updated May 2026
Mendota, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 5 fha loan specialists in Mendota, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First State Bank - Main Office
706 Washington St, Mendota, IL 61342
8155382265
Financial Plus Credit Union
1905 13th Ave, Mendota, IL 61342
8155393444
Midland States Bank
609 8th Ave Suite B, Mendota, IL 61342
8155399346
Edward Jones - Financial Advisor: Clint M O'Brien, CFP®
609 Main St Ste B, Mendota, IL 61342
8155392309
Edward Jones - Financial Advisor: Neal M O'Brien
609 Main St STE A, Mendota, IL 61342
8155393471

An FHA loan specialist in Mendota, Illinois can guide you through the process of obtaining a government-backed mortgage. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation. Local specialists understand the Mendota housing market and can help you meet FHA minimum property standards.

What Does a FHA Loan Specialist in Mendota Cost?

Typical costs for FHA loan specialist services in Illinois include an origination fee of 1% to 1.5% of the loan amount, plus an upfront mortgage insurance premium of 1.75% of the loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% of the loan balance. Costs vary by lender and borrower qualifications. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Mendota do?
An FHA loan specialist helps borrowers understand FHA loan requirements, including credit score minimums and debt-to-income ratios. They assist with documentation and connect you with FHA-approved lenders in the Mendota area.
What are the FHA loan limits for Mendota Illinois?
For 2024, the FHA loan limit for a single-family home in LaSalle County, which includes Mendota, is $498,257. This limit is set by the U.S. Department of Housing and Urban Development and applies to all FHA loans in the county.