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Compare fha loan specialists in Mascoutah. Review contact information and insurance categorys before you decide.
5 agents listed
Updated May 2026
Mascoutah, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 5 fha loan specialists in Mascoutah, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Community Financial Advisors
121 W Main St, Mascoutah, IL 62258
6186078066
First Federal Savings Bank
101 W Main St, Mascoutah, IL 62258
6185662343
Citizens Community Bank
9 E Main St, Mascoutah, IL 62258
6185668800
Edward Jones - Financial Advisor: Keith J Cook
17 Mascoutah Plaza Dr, Mascoutah, IL 62258
6185662180
Edward Jones
17 Mascoutah Plaza Dr, Mascoutah, IL 62258
6185662180
FHA loan specialists in Mascoutah help homebuyers secure government-backed mortgages with lower down payments. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation. Mascoutah residents often use FHA loans to purchase homes in St. Clair County with competitive interest rates.
What Does a FHA Loan Specialist in Mascoutah Cost?
Typical costs for an FHA loan specialist in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs generally range from 3,000 to 6,000 dollars for a standard home purchase. Origination fees vary by lender but usually fall between 0.5 and 1.0 percent of the loan. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Mascoutah Illinois?
Borrowers need a minimum 3.5 percent down payment and a credit score of at least 580. The property must meet FHA safety and appraisal standards. Illinois law also requires lenders to provide a good faith estimate of closing costs.
How do I find an FHA loan specialist near Mascoutah?
You can search the Nationwide Mortgage Licensing System for licensed loan originators in Illinois. Local banks and credit unions in Mascoutah also offer FHA loan products. Always verify the specialist is licensed in Illinois before proceeding.
What is the FHA loan limit for St. Clair County in 2025?
For 2025, the FHA loan limit for a single-family home in St. Clair County is 498,257 dollars. Higher limits apply for duplexes and larger properties. These limits are set by the U.S. Department of Housing and Urban Development.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.