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Directory of fha loan specialists in Lansing, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Lansing, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 5 fha loan specialists in Lansing, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Wintrust Mortgage
3256 Ridge Rd, Lansing, IL 60438
7084741300
Hard Money Lenders Lansing IL
17035 Burnham Ave, Lansing, IL 60438
7083169746
Chase Home Lending
16767 Torrence Ave, Lansing, IL 60438
8183308032
Chase Mortgage
3115 Ridge Rd, Lansing, IL 60438
7084182625
Chase Home Lending
3115 Ridge Rd, Lansing, IL 60438
3107209399
An FHA loan specialist in Lansing Illinois can help you navigate the Federal Housing Administration loan process. Illinois has specific property condition requirements and closing cost rules that affect FHA loans. These specialists guide you through credit score minimums and down payment options.
What Does a FHA Loan Specialist in Lansing Cost?
Typical costs for an FHA loan specialist in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.45 to 1.05 percent. Closing costs in Lansing usually range from 3 to 5 percent of the purchase price. Lender fees and appraisal costs vary by provider. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Lansing Illinois?
The minimum credit score for an FHA loan is typically 580 with a 3.5 percent down payment. Illinois law does not change this federal requirement. Some lenders may require a higher score for certain loan terms.
Are there Illinois specific rules for FHA loan inspections?
Yes Illinois requires FHA appraisers to check for lead based paint hazards in homes built before 1978. The inspection must also verify that the property meets local building codes. These rules help protect buyers in Lansing.
How long does an FHA loan process take in Illinois?
The typical FHA loan process in Illinois takes 30 to 45 days from application to closing. Illinois law requires a three business day right of rescission after signing loan documents. Delays can occur if additional inspections are needed.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.