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Find FHA Loan Specialists in Highland Park, IL

Directory of fha loan specialists in Highland Park, Illinois. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Highland Park, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 fha loan specialists in Highland Park, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mindful Mortgage Team
2057A Green Bay Rd, Highland Park, IL 60035
7733842431
Doreen Mansour - Chase Home Lending Advisor - NMLS ID 859356
513 Central Ave, Highland Park, IL 60035
8479126260

An FHA loan specialist in Highland Park Illinois can guide you through the process of obtaining a government-backed mortgage. These loans are insured by the Federal Housing Administration and often require lower down payments. In Illinois, FHA loans are subject to state-specific property tax and foreclosure laws that a local specialist can explain.

What Does a FHA Loan Specialist in Highland Park Cost?

Typical costs for an FHA loan specialist in Illinois include an origination fee of 1% to 1.75% of the loan amount. Upfront mortgage insurance premium (UFMIP) is 1.75% of the loan, and annual MIP ranges from 0.45% to 1.05%. Appraisal fees in Highland Park generally cost $400 to $700. Title insurance and recording fees add several hundred dollars. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Highland Park do?
An FHA loan specialist helps you determine if you qualify for an FHA loan and assists with the application process. They review your credit, income, and property details to ensure compliance with FHA guidelines. In Illinois, they also help you understand state-specific requirements like property transfer taxes.
What are the FHA loan limits for Highland Park Illinois?
FHA loan limits vary by county. For Lake County Illinois in 2025, the standard limit for a single-family home is typically around $498,257. High-cost area limits may apply for certain parts of Highland Park. A local specialist can confirm the exact limit for your situation.
How long does the FHA loan process take in Illinois?
The FHA loan process usually takes 30 to 45 days from application to closing. In Illinois, the timeline can be affected by local appraisal requirements and title search procedures. Your specialist will provide a more accurate estimate based on your specific case.