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Browse fha loan specialists serving Granite City, Illinois. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Granite City, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 3 fha loan specialists in Granite City, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
3102 Nameoki Rd Suite A, Granite City, IL 62040
6188770722
GoCredit.me - Granite City
1537 Johnson Rd, Granite City, IL 62040
6184510595
David Anderson, Mortgage Broker
2245 Pontoon Rd, Granite City, IL 62040
6185307878
An FHA loan specialist in Granite City Illinois helps homebuyers navigate FHA insured mortgages. These loans are backed by the Federal Housing Administration and have lower down payment requirements. In Illinois, FHA loans must meet state specific property standards and closing cost limits.
What Does a FHA Loan Specialist in Granite City Cost?
Typical costs for an FHA loan specialist in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent. Closing costs in Granite City usually range from 2 to 5 percent of the purchase price. Lender fees may vary between $500 and $1,500. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Granite City?
Most FHA loans require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender in Illinois may have its own requirements above the FHA minimum.
What are the loan limits for FHA loans in Madison County Illinois?
For 2025, the FHA loan limit for a single family home in Madison County Illinois is $498,257. This amount can change yearly based on median home prices. A specialist can confirm the current limit for your specific property.
How long does the FHA loan process take in Granite City?
The typical FHA loan process takes 30 to 45 days from application to closing. Illinois law requires a 3 day right of rescission for refinances. Delays can occur if the property needs repairs to meet FHA minimum property standards.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.