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Compare fha loan specialists in Country Club Hills. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Country Club Hills, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 2 fha loan specialists in Country Club Hills, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fifth Third Mortgage - Brittany Wilfong
4137 W 167th St, Country Club Hills, IL 60478
7733100818
Chase Home Lending
4001 W 167th St, Country Club Hills, IL 60478
6025583847
An FHA loan specialist in Country Club Hills, Illinois helps borrowers navigate FHA-insured mortgages, which are backed by the Federal Housing Administration. These loans often require a lower down payment and have flexible credit score guidelines. In Illinois, FHA loans must comply with state-specific foreclosure laws and the Illinois Mortgage Foreclosure Law, which provides certain protections for borrowers.
What Does a FHA Loan Specialist in Country Club Hills Cost?
Typical costs for an FHA loan in Illinois include an upfront mortgage insurance premium of 1.75 percent of the loan amount, which can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance, depending on the loan term and loan-to-value ratio. Closing costs in Country Club Hills usually range from 2 to 5 percent of the purchase price, including appraisal fees, title insurance, and recording fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Country Club Hills Illinois?
For 2025, the FHA loan limit for a single-family home in Cook County, which includes Country Club Hills, is $524,225 for low-cost areas and up to $1,209,750 for high-cost areas. These limits are set annually by the Department of Housing and Urban Development.
What credit score is needed for an FHA loan in Illinois?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with a score between 500 and 579 may still qualify with a 10 percent down payment. Lenders in Illinois may have their own overlays requiring higher scores.
Are there Illinois-specific requirements for FHA loans?
Illinois law requires lenders to provide a Truth in Lending disclosure within three business days of application. Additionally, FHA loans in Illinois are subject to state recording fees and transfer taxes, which vary by county. Cook County has a real estate transfer tax of 0.05 percent for residential properties.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.