Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 20 fha loan specialists in Chicago, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Anderson Financial Group
2421 N Ashland Ave, Chicago, IL 60614
7736616000
Jason Accola - Senior Mortgage Banker - Waterman Bank
1644 N Honore St Suite 206, Chicago, IL 60622
3123163000
Summit Funding, Inc.
900 N Franklin St Suite 401, 503, and 505, Chicago, IL 60610
3122243820
Joey Rosen Senior Vice President, Central Division - BluPrint Home Loans
10 S Riverside Plaza Office 8054, Suite 875, Chicago, IL 60606
7732901099
Corby Mortgage | Jeff Schneller | Ryan Sweeney
2409 W 104th St, Chicago, IL 60655
7082685346
Craig Messman
4619 N Ravenswood Ave #300, Chicago, IL 60640
7734588916
Kambs Jennings Group at Rate
3432 W Diversey Ave floor 2, Chicago, IL 60647
3124156109
Lendlink Financial Inc
5901 N Milwaukee Ave, Chicago, IL 60646
7733043400
Sharbel Shamoon at Rate (NMLS #218880)
3940 N Ravenswood Ave, Chicago, IL 60613
7734551154
Midamerica Lenders & Co - Mortgage Lenders | Home Mortgage
5151 N Harlem Ave STE 307, Chicago, IL 60656
7737756808
NewCastle Home Loans, Mortgage Lender
171 N Aberdeen St Suite 400, Chicago, IL 60607
7734861100
Kevin Flaherty, Mortgage Advisor - Fairway Independent Mortgage Corp.
415 N La Salle Dr Suite 402, Chicago, IL 60654
7083085509
Fairway Independent Mortgage Corporation
415 N La Salle Dr Suite 402, Chicago, IL 60654
3126677681
UnrealFi
6212 N Lincoln Ave, Chicago, IL 60659
2252867325
NorthPoint Lending Group Inc.
7434 N Harlem Ave, Chicago, IL 60631
8477291400
Justin Rodriguez- Chicago Mortgage Loan Officer with Neighborhood Loans
4327 W Irving Park Rd #1B, Chicago, IL 60641
7734252373
Emma Butler Group - Mortgage Lender | Neighborhood Loans
2027 N Damen Ave, Chicago, IL 60647
7737411094
A and N Mortgage Services, Inc.
1945 N Elston Ave, Chicago, IL 60642
7733055626
Smooth Mortgage Company, LLC
4001 W Devon Ave #321, Chicago, IL 60646
7086697458
Adam Youhanna - Mortgage Advisor
7221 W Touhy Ave, Chicago, IL 60631
8473450025
What Does a FHA Loan Specialist in Chicago Cost?
Typical costs for FHA loan specialist services in Illinois include an origination fee of 1 to 1.5 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Appraisal fees in Chicago range from 500 to 700 dollars. Annual mortgage insurance premiums are 0.55 percent of the loan balance for most borrowers. These costs vary by lender and borrower qualifications. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Chicago Illinois in 2025?
For 2025 the FHA loan limit for a single-family home in Cook County Illinois is $498,257 for low-cost areas and $1,149,825 for high-cost areas. These limits are set by the U.S. Department of Housing and Urban Development and apply to all Chicago neighborhoods.
Do I need a special license to be an FHA loan specialist in Illinois?
Yes. In Illinois all mortgage loan originators must hold a valid license from the Illinois Department of Financial and Professional Regulation. They must also complete annual continuing education on federal and state lending laws.
What is the minimum down payment for an FHA loan in Chicago?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. If your score is between 500 and 579 you need a 10 percent down payment. Illinois law does not add extra down payment requirements beyond federal rules.