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Browse fha loan specialists serving Macon, Georgia. Contact information and addresses listed below.
15 agents listed
Updated May 2026
Macon, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 15 fha loan specialists in Macon, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
MidState Mortgage Company LLC
3747 Vineville Ave, Macon, GA 31204
4787578801
1st Franklin Financial
234 Tom Hill Sr Blvd, Macon, GA 31210
4784772430
GMFS Mortgage - Macon
4009 Vineville Ave B, Macon, GA 31210
4702353570
Midtowne Mortgage
2614 Riverside Dr, Macon, GA 31204
4787462063
Heights Finance
2440 Ingleside Ave # A, Macon, GA 31204
4782451926
Fairway Independent Mortgage Corporation
3324 Vineville Ave, Macon, GA 31204
4784779455
Amy Gibson Lending Team
305 3rd St suite A, Macon, GA 31201
4787470685
Carrie Sanders at GMFS Mortgage - NMLS #586409
4009-B Vineville Ave, Macon, GA 31210
4702353570
On the Move Home Loans, LLC
104 Georgetown Ct, Macon, GA 31210
2532095359
Simon Nwoke - Barrett Financial Group,llc
3329 Northside Dr, Macon, GA 31210
4783204152
Glory Mortgage
178 Sanders Rd, Macon, GA 31210
8177063335
Tino V Sheridan | Fairway Independent Mortgage Corporation Branch Manager
3324 Vineville Ave Suites C & D, Macon, GA 31204
4783355626
Capital City Home Loans
1601 Bass Rd, Macon, GA 31210
4787386150
Amy Gibson
4040 Vineville Ave, Macon, GA 31210
4787470685
Macon Mortgage
641 Monroe St, Macon, GA 31201
4784744600
An FHA loan specialist in Macon Georgia helps borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance. Specialists guide clients through the FHA approval process including property appraisals and income verification specific to Middle Georgia housing markets.
What Does a FHA Loan Specialist in Macon Cost?
FHA loan specialist fees in Georgia typically include an origination fee of 1 percent of the loan amount plus an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Appraisal fees in Macon average 400 to 700 dollars and credit report fees are about 30 to 50 dollars. Closing costs generally total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Macon Georgia?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may still qualify with a 10 percent down payment. Local lenders in Macon may have additional requirements.
Are there income limits for FHA loans in Georgia?
FHA loans do not have strict income limits but your debt to income ratio must be below 43 percent in most cases. Georgia law requires lenders to verify employment and income history. Self employed borrowers must provide two years of tax returns.
How long does the FHA loan process take in Macon?
The typical FHA loan process takes 30 to 45 days from application to closing. Georgia law requires a three day right of rescission after signing loan documents. Delays can occur if property appraisals or title work take longer.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.