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Find FHA Loan Specialists Near You in Johns Creek, GA

Directory of fha loan specialists in Johns Creek, Georgia. Verify credentials with the state mortgage licensing authority before hiring.

4 agents listed
Updated May 2026
Johns Creek, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 4 fha loan specialists in Johns Creek, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Johns Creek Mortgage LLC
6455 E Johns Crossing Suite 350, Johns Creek, GA 30097
6786320080
Excel Residential Mortgage
11340 Lakefield Dr, Johns Creek, GA 30097
6788315432
Mountain Peak Mortgage, Inc. - Pete Brown
5805 State Bridge Rd Suite G107, Johns Creek, GA 30097
4049646880
Dan Park Mortgage- Johns Creek
11340 Lakefield Dr Suite # 200, Johns Creek, GA 30097
6786272280

An FHA loan specialist in Johns Creek, Georgia helps homebuyers navigate FHA-insured mortgages, which are popular for their low down payment requirements. In Georgia, FHA loans are subject to state-specific property tax and insurance regulations, and all FHA loans must meet the Department of Housing and Urban Development guidelines. A specialist can guide you through the process, from pre-approval to closing, while ensuring compliance with Georgia law.

What Does a FHA Loan Specialist in Johns Creek Cost?

Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent. Closing costs in Johns Creek generally range from 2 to 5 percent of the purchase price, including appraisal fees (around $500 to $700), credit report fees, and title insurance. These costs vary by lender and property. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the down payment requirements for an FHA loan in Johns Creek?
The standard FHA down payment is 3.5 percent of the purchase price for borrowers with a credit score of 580 or higher. For scores between 500 and 579, a 10 percent down payment is required. These requirements apply uniformly across Georgia, including Johns Creek.
Are there specific property requirements for FHA loans in Georgia?
Yes, FHA loans require that the property meets minimum property standards as set by HUD. In Georgia, this includes a satisfactory appraisal and inspection for safety, security, and soundness. The property must also be the borrower's primary residence.