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Looking for a fha loan specialist in Hiram? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Hiram, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 4 fha loan specialists in Hiram, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1st Franklin Financial
4471 Jimmy Lee Smith Pkwy Suites D/E, Hiram, GA 30141
7709438379
Atiyah Jemison, Mortgage Pro
1899 Lake Rd #114, Hiram, GA 30141
7708648566
Chase Mortgage
5218 Jimmy Lee Smith Pkwy, Hiram, GA 30141
6785670116
Mortgage, Bank of America
4900 Jimmy Lee Smith Pkwy, Hiram, GA 30141
6789318185
An FHA loan specialist in Hiram, Georgia helps borrowers navigate Federal Housing Administration insured loans. These loans are popular in Paulding County due to lower down payment requirements and flexible credit guidelines. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance.
What Does a FHA Loan Specialist in Hiram Cost?
Typical costs for an FHA loan specialist in Georgia include an origination fee of 1% of the loan amount and an upfront mortgage insurance premium (UFMIP) of 1.75% of the base loan amount. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% of the loan balance. Additional costs may include appraisal fees of $500 to $700 and credit report fees of $30 to $50. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Hiram do?
An FHA loan specialist in Hiram helps you understand FHA loan requirements, pre-qualify for a loan, and guide you through the application process. They also ensure the property meets FHA minimum property standards and handle all documentation for the lender.
What are the FHA loan limits for Hiram Georgia?
FHA loan limits for Hiram Georgia are based on Paulding County limits. As of 2024, the standard FHA loan limit for a single-family home in Paulding County is $498,257. Higher limits may apply for duplexes, triplexes, and fourplexes.
Do I need a special license to be an FHA loan specialist in Georgia?
Yes, all mortgage loan originators in Georgia must hold a valid license from the Georgia Department of Banking and Finance. They must also pass a criminal background check and complete continuing education courses each year.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.