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FHA Loan Specialists in Hampton, GA

Browse fha loan specialists serving Hampton, Georgia. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Hampton, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 2 fha loan specialists in Hampton, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
11274 Tara Blvd Suite 100, Hampton, GA 30228
7704712716
American Mortgage Relief, LLC
Hampton, GA 30228
6789487355

An FHA loan specialist in Hampton Georgia can guide you through the process of obtaining a government-backed mortgage insured by the Federal Housing Administration. These loans are popular in Georgia due to their lower down payment requirements and flexible credit standards. Local specialists understand the specific housing market in Hampton and can help you meet FHA guidelines for properties in Henry County.

What Does a FHA Loan Specialist in Hampton Cost?

Typical costs for an FHA loan in Georgia include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 to 0.85 percent. Closing costs in Hampton generally range from 3000 to 6000 dollars, depending on the loan size and lender fees. These costs can be rolled into the loan or paid by the seller in some cases. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the main requirements for an FHA loan in Hampton Georgia?
Borrowers need a minimum credit score of 580 for a 3.5 percent down payment or 500 with 10 percent down. The property must be your primary residence and meet FHA safety and appraisal standards. Georgia law does not impose additional FHA requirements beyond federal rules.
How long does it take to get an FHA loan in Georgia?
The typical FHA loan process in Georgia takes 30 to 45 days from application to closing. Delays can occur if the appraisal uncovers needed repairs or if documentation is incomplete. Georgia has no statutory time limit for FHA loan processing.
Can I use an FHA loan for a fixer-upper home in Hampton?
Yes, you can use an FHA 203k loan to finance both the purchase and renovation of a home in Hampton. This loan requires a specialist who understands the rehabilitation process. Georgia law does not restrict 203k loans, but the property must meet FHA standards after repairs.