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Directory of fha loan specialists in Hahira, Georgia. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Hahira, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 3 fha loan specialists in Hahira, GA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nikki Rodgers - BankSouth Mortgage Loan Officer
505 S Church St Building A, Hahira, GA 31632
2293000874
Jennifer McCranie - BankSouth Mortgage Loan Officer
505 S Church St Building A, Hahira, GA 31632
7068180902
BankSouth Mortgage Hahira
505 S Church St Building 6A, Hahira, GA 31632
2294743775
An FHA loan specialist in Hahira Georgia can help you secure a government-backed mortgage with a low down payment. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance. Local specialists understand the Hahira real estate market and can guide you through FHA property requirements.
What Does a FHA Loan Specialist in Hahira Cost?
Typical costs for an FHA loan specialist in Georgia include an origination fee of 1 to 1.5 percent of the loan amount. The upfront mortgage insurance premium is 1.75 percent of the loan amount and can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Georgia generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Hahira Georgia?
For 2024 the FHA loan limit for Lowndes County where Hahira is located is $498,257 for a single family home. This limit applies to standard FHA loans and may be higher in high cost areas.
What credit score do I need for an FHA loan in Hahira?
FHA loans generally require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set its own requirements above the FHA minimum.
How long does an FHA loan closing take in Georgia?
An FHA loan closing in Georgia typically takes 30 to 45 days from application to closing. This timeline includes appraisal, underwriting, and meeting Georgia specific disclosure requirements. Delays can occur if the property needs repairs to meet FHA standards.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.