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Browse fha loan specialists serving Dallas, Georgia. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Dallas, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Georgia before hiring.
Showing 2 fha loan specialists in Dallas, GA
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FHA loan specialists in Dallas, Georgia help homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in Paulding County due to lower down payment requirements and flexible credit guidelines. Georgia law requires all mortgage loan originators to be licensed through the Georgia Department of Banking and Finance, ensuring professional standards for borrowers in Dallas.
What Does a FHA Loan Specialist in Dallas Cost?
Typical costs for an FHA loan in Georgia include the upfront mortgage insurance premium of 1.75 percent of the loan amount, plus an annual premium of 0.55 to 0.85 percent. Closing costs generally range from 2 to 5 percent of the loan amount, covering appraisal, title search, and origination fees. For a $250,000 home in Dallas, total closing costs might be $5,000 to $12,500. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Dallas Georgia?
For 2025, the FHA loan limit for a single-family home in Paulding County is $498,257. This limit applies to most standard FHA loans and is adjusted annually based on median home prices in the area.
What is the minimum down payment for an FHA loan in Georgia?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price. This applies to borrowers with a credit score of 580 or higher. For scores between 500 and 579, a 10 percent down payment is required.
Do FHA loans require mortgage insurance in Georgia?
Yes, FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. The annual premium is paid monthly and typically lasts for the life of the loan if the down payment is less than 10 percent.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Georgia.