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Looking for a fha loan specialist in Winter Springs? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Winter Springs, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 fha loan specialists in Winter Springs, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
That Mortgage Guy Don @ HAPPY HOME MORTGAGE LLC
1401 Town Plaza Ct #2030a, Winter Springs, FL 32708
9412206741
Jon Smith at Guaranteed Rate Affinity (NMLS #196479)
5965 Red Bug Lake Rd Unit 101, Winter Springs, FL 32708
4072047722
An FHA loan specialist in Winter Springs Florida can guide you through the process of obtaining a government-backed mortgage. Florida law requires lenders to follow specific disclosure rules and appraisal standards for FHA loans. Working with a local specialist helps you understand Winter Springs property values and meet FHA minimum property requirements.
What Does a FHA Loan Specialist in Winter Springs Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 0.5% to 1.0% of the loan amount plus an upfront mortgage insurance premium of 1.75% of the base loan amount. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Winter Springs generally total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Winter Springs do?
An FHA loan specialist helps you determine if you qualify for an FHA loan and guides you through the application process. They review your credit history, income, and debt levels to ensure you meet FHA guidelines. They also coordinate with FHA-approved appraisers and underwriters in the Winter Springs area.
What are the FHA loan limits for Winter Springs Florida?
For 2025 the FHA loan limit for a single-family home in Seminole County including Winter Springs is $498,257. Higher limits apply for multi-unit properties. These limits are set by the U.S. Department of Housing and Urban Development and are updated annually.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.