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Looking for a fha loan specialist in Wilton Manors? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Wilton Manors, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 fha loan specialists in Wilton Manors, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
1471 NE 26th St Suite 100, Wilton Manors, FL 33305
9542538670
Patricia Ann McKay | Fairway Independent Mortgage Corporation Loan Officer
1471 NE 26th St Suite 100, Wilton Manors, FL 33305
9542240139
An FHA loan specialist in Wilton Manors Florida can help you navigate the federal FHA program which is popular for first time home buyers. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Wilton Manors residents benefit from local specialists who understand Broward County property values and HUD guidelines.
What Does a FHA Loan Specialist in Wilton Manors Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1 to 2 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Other costs may include appraisal fees of 400 to 700 dollars and credit report fees of 30 to 50 dollars. These costs vary by lender and borrower situation. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Wilton Manors?
An FHA loan specialist guides borrowers through the FHA loan process including credit requirements down payment assistance and property appraisal. They help you complete the application and ensure compliance with HUD rules. Specialists in Wilton Manors also coordinate with local lenders and real estate agents.
What are the FHA loan requirements for Florida borrowers?
FHA loans require a minimum credit score of 580 for a 3.5 percent down payment or 500 with a 10 percent down payment. Florida borrowers must also meet debt to income ratios and provide proof of steady employment. The property must be a primary residence and pass an FHA appraisal.
Are there Florida specific rules for FHA loans?
Yes Florida has specific mortgage fraud prevention laws under Florida Statute 494. FHA loan specialists must follow state licensing rules and disclose all fees upfront. Florida also offers state specific down payment assistance programs that can be used with FHA loans.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.