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Compare fha loan specialists in West Palm Beach. Review contact information and insurance categorys before you decide.
14 agents listed
Updated May 2026
West Palm Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 14 fha loan specialists in West Palm Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ideal Lending LLC
5589 Okeechobee Blvd STE 101, West Palm Beach, FL 33417
5612028406
CTC Mortgage
1641 Worthington Rd Suite 111, West Palm Beach, FL 33409
5619836413
Buena Vista Lending Group, LLC
2537 Forest Hill Blvd, West Palm Beach, FL 33406
5616414663
Absolute Home Mortgage Corporation
1818 S Australian Ave STE 100, West Palm Beach, FL 33409
5619816306
Palm Beach Mortgage Group, Inc.
1760 N Jog Rd #160, West Palm Beach, FL 33411
5614784780
Palm Beach First Financial and Mortgage: Eric Lieberman
120 S Olive Ave #602, West Palm Beach, FL 33401
5617585682
Florida Dream Mortgage LLC
7428 S Dixie Hwy, West Palm Beach, FL 33405
5619136998
Manifest Mortgage Group
700 S Rosemary Ave #204, West Palm Beach, FL 33401
5612023399
Christopher C. Molina with One Stop Mortgage, LLC
1601 Belvedere Rd E300, Suite 2, West Palm Beach, FL 33409
5618015800
Ocean Capital Lending, LLC
120 S Olive Ave Ste 311, West Palm Beach, FL 33401
8005174240
New American Funding - West Palm Beach, FL
2240 Palm Beach Lakes Blvd ste 400(H, West Palm Beach, FL 33409
5613314029
1st 2nd Mortgage - West Palm Beach, Florida
120 S Dixie Hwy Unit 106, West Palm Beach, FL 33401
6318718686
Team De Leon LLC
2054 Vista Pkwy 4th floor suite 400, West Palm Beach, FL 33411
9542146240
New American Funding - Rae Drake
2240 Palm Beach Lakes Blvd ste 400(H, West Palm Beach, FL 33409
5618264926
An FHA loan specialist in West Palm Beach helps borrowers secure mortgages insured by the Federal Housing Administration. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. These specialists guide clients through FHA requirements including lower down payments and flexible credit standards common in the Palm Beach County housing market.
What Does a FHA Loan Specialist in West Palm Beach Cost?
Typical costs for FHA loan services in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Lender origination fees range from 0.5 percent to 1.5 percent of the loan amount. Appraisal fees in West Palm Beach average between $500 and $700. Closing costs generally total 3 to 6 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for West Palm Beach in 2025?
For 2025 the FHA loan limit for a single family home in Palm Beach County is $498,257. Higher limits apply for two to four unit properties. These limits are set by HUD and updated annually.
What credit score is needed for an FHA loan in Florida?
Borrowers typically need a minimum credit score of 580 for a 3.5 percent down payment. Scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own overlay requirements.
Are FHA loans assumable in Florida?
Yes FHA loans are assumable by qualified buyers in Florida. This means a new buyer can take over the existing FHA mortgage terms. The assumption process requires lender approval and a credit check.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.