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Directory of fha loan specialists in Sunrise, Florida. Verify credentials with the state mortgage licensing authority before hiring.
7 agents listed
Updated May 2026
Sunrise, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 fha loan specialists in Sunrise, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Hamilton Home Mortgage
1551 Sawgrass Corporate Pkwy Suite 300, Sunrise, FL 33323
9542412800
Clear Choice Lending Group
440 Sawgrass Corporate Pkwy Suite 206, Sunrise, FL 33325
Mortgage Loans by Monica Ochoa/ Equity Smart Home Loans
8720 NW 46th Ct, Sunrise, FL 33351
9543365229
An FHA loan specialist in Sunrise Florida helps homebuyers navigate FHA insured mortgages which are popular for first time buyers and those with lower credit scores. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Sunrise residents benefit from local specialists who understand Broward County property values and HUD guidelines.
What Does a FHA Loan Specialist in Sunrise Cost?
Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent depending on loan term and down payment. Closing costs in Sunrise generally range from 2 to 5 percent of the purchase price and include appraisal fees title insurance and lender fees. Third party costs like appraisal and credit report fees are non negotiable. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score is needed for an FHA loan in Sunrise Florida?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Florida lenders may have additional overlay requirements beyond the FHA minimum.
Are there Florida specific FHA loan limits for Sunrise?
Yes FHA loan limits vary by county. For Broward County in 2025 the floor limit is typically around $498,257 for a single family home. High cost area limits may apply for parts of Sunrise. A local specialist can confirm the exact limit for your property.
What documents do I need to apply for an FHA loan in Sunrise?
You will need recent pay stubs W 2 forms tax returns bank statements and a valid ID. Florida law also requires proof of homeowners insurance and a property appraisal. Self employed borrowers must provide two years of tax returns and a profit loss statement.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.