Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 11 fha loan specialists in Seminole, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Get Fast Lending: Robert Harris, Mortgage Broker
6933 Greenbrier Dr, Seminole, FL 33777
7278046605
Steve Walsh, Mortgage Broker NMLS #307621
8200 Seminole Blvd, Seminole, FL 33772
7276788173
Rhonda Pulver Smith - Your Elite Mortgage Team - SecurityNational Mortgage Company
5666 Seminole Blvd #128, Seminole, FL 33772
7274983570
SecurityNational Mortgage Company
5666 Seminole Blvd #128, Seminole, FL 33772
7274983570
Lincoln Financial Mortgage
10658 Seminole Blvd, Seminole, FL 33778
7273996991
Tom Kuche, Mortgage Loan Originator
10074 88th St, Seminole, FL 33777
7275205698
VanDyk Mortgage Corporation
9011 Park Blvd suite 202, Seminole, FL 33777
7273959095
Island Mortgage, Inc.
13100 Park Blvd, Seminole, FL 33776
7273923901
First Crown Home Mortgage
8221 113th St N, Seminole, FL 33772
7273977109
Affinity Home Lending
8200 Seminole Blvd, Seminole, FL 33772
7277097473
Sierra Pacific Mortgage Seminole
12941 Park Blvd, Seminole, FL 33776
9169321700
What Does a FHA Loan Specialist in Seminole Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Appraisal fees in Seminole usually cost between $500 and $700. Closing costs generally total 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Seminole do?
An FHA loan specialist guides you through the FHA loan process including pre-approval, documentation, and closing. They ensure the loan meets HUD and Florida regulatory standards. Specialists also help with Florida-specific issues like flood insurance requirements in coastal areas.
What are the down payment requirements for an FHA loan in Florida?
FHA loans require a minimum down payment of 3.5 percent for borrowers with a credit score of 580 or higher. Florida law does not add extra down payment rules. Some Florida first-time homebuyer programs may offer down payment assistance.
Are there Florida-specific FHA loan limits for Seminole?
Yes, FHA loan limits vary by county. For Pinellas County in 2025, the FHA loan limit for a single-family home is typically around $498,257. These limits are set by HUD and adjusted annually based on median home prices in the area.