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Compare FHA Loan Specialists in Royal Palm Beach, FL
Browse fha loan specialists serving Royal Palm Beach, Florida. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Royal Palm Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 fha loan specialists in Royal Palm Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Renaissance Home Loans
10205 Southern Blvd, Royal Palm Beach, FL 33411
8887535057
Brandon & Melinda Niemela - One Stop Mortgage
685 Royal Palm Beach Blvd STE 105, Royal Palm Beach, FL 33411
5617634707
An FHA loan specialist in Royal Palm Beach, Florida can help you navigate the Federal Housing Administration loan process. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. These specialists assist with low down payment options and flexible credit requirements for homes in Palm Beach County.
What Does a FHA Loan Specialist in Royal Palm Beach Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1 percent of the loan amount, plus third-party fees for appraisal, credit report, and title services. Total closing costs often range from 3 to 5 percent of the loan amount. For a $300,000 loan, this means closing costs between $9,000 and $15,000. Note that costs vary by situation and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Royal Palm Beach Florida?
For 2025, the FHA loan limit for a single-family home in Palm Beach County is $644,000. This limit is set by the Department of Housing and Urban Development and applies to all FHA loans in the area.
What is the minimum down payment for an FHA loan in Florida?
The minimum down payment for an FHA loan in Florida is 3.5 percent of the purchase price. This requires a credit score of at least 580. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment.
Do FHA loans require mortgage insurance in Florida?
Yes, all FHA loans require both an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium. The annual premium varies from 0.45 percent to 1.05 percent depending on loan terms and loan-to-value ratio.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.