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Compare FHA Loan Specialists in Riverview, FL

Directory of fha loan specialists in Riverview, Florida. Verify credentials with the state mortgage licensing authority before hiring.

6 agents listed
Updated May 2026
Riverview, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 6 fha loan specialists in Riverview, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Legacy Mortgage Lending Group, a division of Gold Star Mortgage Financial Group
6152 Delancey Station St STE 105, Riverview, FL 33578
8134454805
Onboard 1 Mortgage LLC
10855 Boyette Rd, Riverview, FL 33569
8335115626
247 Home Loans.net
11256 Winthrop Main St, Riverview, FL 33578
8134959542
Tommy Gainer - AnnieMac Home Mortgage
11962 Balm Riverview Rd, Riverview, FL 33569
8139181620
Megan Coy at KBHS Home Loans (NMLS #1377225)
9418 Balm Riverview Rd, Riverview, FL 33569
8134376348
Kevin Roy - AnnieMac Home Mortgage
11962 Balm Riverview Rd, Riverview, FL 33569
9415252262

An FHA loan specialist in Riverview, Florida helps homebuyers navigate FHA-insured mortgages, which are popular for first-time buyers and those with lower credit scores. Florida law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Riverview offers a range of new construction and existing homes that may qualify for FHA financing, subject to property condition and appraisal standards.

What Does a FHA Loan Specialist in Riverview Cost?

Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan amount, plus an annual mortgage insurance premium (MIP) ranging from 0.45% to 1.05% depending on loan term and loan-to-value ratio. Closing costs in Riverview generally range from 2% to 5% of the purchase price, including lender fees, title insurance, and recording fees. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the main FHA loan requirements in Florida?
FHA loans require a minimum down payment of 3.5% for borrowers with a credit score of 580 or higher. The property must meet FHA minimum property standards and be appraised by an FHA-approved appraiser. Florida does not have state-specific FHA loan limits, but the county loan limit for Hillsborough County (which includes Riverview) is set annually by HUD.
How do I find an FHA loan specialist in Riverview?
You can search for FHA-approved lenders through the HUD website or the NMLS Consumer Access tool. Look for mortgage loan originators with active Florida licenses and experience with FHA loans. Many local banks and credit unions in the Riverview area also offer FHA loan products.
What is the typical timeline for an FHA loan in Florida?
The FHA loan process in Florida usually takes 30 to 45 days from application to closing. This includes time for credit review, property appraisal, underwriting, and final approval. Florida law does not impose additional state-level waiting periods beyond standard federal requirements.