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Looking for a fha loan specialist in Port Richey? Review the directory below to compare your options.
3 agents listed
Updated May 2026
Port Richey, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 fha loan specialists in Port Richey, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Mortgage Board
6322 Ridge Rd, Port Richey, FL 34668
7273756866
Ulysses Fortuna - Chase Home Lending Advisor - NMLS ID 1048432
8298 Ridge Rd, Port Richey, FL 34668
7273775735
C2 Financial Corporation
6710 Embassy Blvd # 202, Port Richey, FL 34668
3524195232
An FHA loan specialist in Port Richey Florida helps borrowers secure government insured mortgages with lower down payments and flexible credit guidelines. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Local specialists understand the Port Richey housing market and can guide you through FHA appraisal requirements specific to Florida properties.
What Does a FHA Loan Specialist in Port Richey Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Port Richey generally total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Port Richey Florida?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. The property must meet FHA appraisal standards and be your primary residence. Florida law also requires a valid flood insurance policy if the home is in a designated flood zone.
How do I find a licensed FHA loan specialist in Port Richey?
You can search the Florida Office of Financial Regulation website to verify a loan originators license. Look for specialists who have experience with FHA loans and know the local Port Richey market. Ask about their familiarity with Florida specific condo approval requirements.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.