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Compare fha loan specialists in Plant City. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Plant City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 fha loan specialists in Plant City, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Florida Mortgage Firm
2216 S Alexander St, Plant City, FL 33563
8137076200
Stone Mortgage Group
3300 Joe Sanchez Rd, Plant City, FL 33565
8137981020
Truist
2318 James L Redman Pkwy, Plant City, FL 33563
8137591240
Farm Credit of Central Florida
2301 Thonotosassa Rd, Plant City, FL 33563
8137197341
Equity Resources, Inc.
110 W Reynolds St #106, Plant City, FL 33563
8002707082
Plant City Mortgage
1507 S Alexander St STE 101, Plant City, FL 33563
8137076200
Matthew Adessa - 150138 - Wells Fargo Home Mortgage
202 S Wheeler St, Plant City, FL 33563
7188090353
What Does a FHA Loan Specialist in Plant City Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 0.5 to 1.0 percent of the loan amount. You will also pay an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount which can be rolled into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Plant City generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What credit score do I need for an FHA loan in Plant City?
The minimum credit score for an FHA loan is 580 with a 3.5 percent down payment. If your score is between 500 and 579 you may still qualify but you will need a 10 percent down payment. Each lender may have its own requirements above the FHA minimum.
What are the FHA loan limits for Plant City Florida?
For 2024 the FHA loan limit for a single family home in Hillsborough County is typically around $498,257. Higher limits apply for duplexes and larger properties. These limits are set by the Department of Housing and Urban Development and can change each year.
Can I use an FHA loan for a fixer upper in Plant City?
Yes the FHA 203(k) loan program allows you to finance both the purchase and renovation of a home. You can include up to $35,000 in repairs with the limited 203(k) program. The home must be your primary residence and meet FHA property standards after repairs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.