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Compare fha loan specialists in Lighthouse Point. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Lighthouse Point, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 fha loan specialists in Lighthouse Point, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage, Bank of America
2850 N Federal Hwy, Lighthouse Point, FL 33064
9545193299
Mortgage Loan Florida
2091 NE 36th St, Lighthouse Point, FL 33074
8008539385
Home Loans Florida
2091 NE 36th St, Lighthouse Point, FL 33074
8008539385
An FHA loan specialist in Lighthouse Point, Florida helps homebuyers navigate government-backed mortgages with lower down payments and flexible credit requirements. Florida law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS). Local specialists understand Broward County property values and can guide you through FHA loan limits specific to the area.
What Does a FHA Loan Specialist in Lighthouse Point Cost?
Typical costs for an FHA loan specialist in Florida include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount, plus an annual mortgage insurance premium (MIP) ranging from 0.45 to 1.05 percent depending on loan terms. Lender fees and origination costs usually range from 0.5 to 1.5 percent of the loan amount. Closing costs in Florida average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the minimum down payment for an FHA loan in Lighthouse Point?
The minimum down payment for an FHA loan is 3.5 percent of the purchase price if your credit score is 580 or higher. For scores between 500 and 579, a 10 percent down payment is required. These requirements apply throughout Florida.
Are there FHA loan limits for Lighthouse Point Florida?
Yes, FHA loan limits vary by county. For Broward County in 2024, the standard FHA loan limit for a single-family home is $498,257. High-cost area limits may apply for certain neighborhoods. A local specialist can confirm current limits for your specific property.
What Florida-specific documents do I need for an FHA loan?
Florida requires proof of homeowners insurance and a property survey or title search. You also need standard documents like tax returns, pay stubs, and bank statements. Florida does not have a state income tax, which simplifies income verification for self-employed borrowers.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.