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Compare fha loan specialists in Lake Worth Beach. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Lake Worth Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 6 fha loan specialists in Lake Worth Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Atlantic Avenue Mortgage
8 S J St, Lake Worth Beach, FL 33460
8778064028
Ulysse Mortgage
723 S Federal Hwy, Lake Worth Beach, FL 33460
5612288333
Lake Worth Beach Mortgage - Preston Ware
218 S M St #2, Lake Worth Beach, FL 33460
5613290075
American Home Finance Group, Inc.
1315 N Dixie Hwy, Lake Worth Beach, FL 33460
5613764583
STANDARD MORTGAGE CO.
1005 Lake Ave, Lake Worth Beach, FL 33460
5612890125
Lake Worth Beach Mortgage /Mortgage Brokers
218 S M St #2, Lake Worth Beach, FL 33460
5613290075
An FHA loan specialist in Lake Worth Beach Florida can help you navigate the Federal Housing Administration loan process. Florida law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Palm Beach County property values and can guide you through FHA guidelines for first time home buyers and those with lower credit scores.
What Does a FHA Loan Specialist in Lake Worth Beach Cost?
Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Palm Beach County usually range from 3000 to 6000 dollars but can vary based on lender fees and property taxes. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Lake Worth Beach Florida?
FHA loans require a minimum 3.5 percent down payment for borrowers with a credit score of 580 or higher. The property must meet FHA appraisal standards and be your primary residence. Florida law does not add extra state requirements beyond federal FHA rules.
How do I find a licensed FHA loan specialist near Lake Worth Beach?
You can search the Nationwide Multistate Licensing System database to verify a loan officer license in Florida. Many local mortgage brokers and banks in Lake Worth Beach offer FHA loans. Check that the specialist has experience with Palm Beach County property types and condominium approvals.
What is the maximum FHA loan limit for Lake Worth Beach Florida?
For 2024 the FHA loan limit for Palm Beach County is 498257 dollars for a single family home. This limit is higher than the standard floor because the area is considered a high cost county. Limits can change annually so confirm with your specialist.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.