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Looking for a fha loan specialist in Lake Wales? Review the directory below to compare your options.
5 agents listed
Updated May 2026
Lake Wales, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 fha loan specialists in Lake Wales, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ridge View Mortgage
125 E Central Ave, Lake Wales, FL 33853
8636320745
Brandon McWhorter - Ridgeview Mortgage Group LLC
125 E Central Ave, Lake Wales, FL 33853
8632211220
Truist
102 E Central Ave, Lake Wales, FL 33853
8635890961
Central Florida Reverse - Empowered by NEXA Mortgage
231 E Tillman Ave, Lake Wales, FL 33853
4043139785
Grant Worden - Ridgeview Mortgage Group
125 E Central Ave, Lake Wales, FL 33853
8634430159
An FHA loan specialist in Lake Wales, Florida helps homebuyers navigate FHA-insured mortgages. These loans are popular in Polk County due to lower down payment requirements and flexible credit standards. Florida law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Lake Wales Cost?
Typical costs for FHA loan specialist services in Florida include an origination fee of 1% to 1.5% of the loan amount, plus third-party fees for appraisal (usually $400 to $700) and credit report ($30 to $50). The upfront mortgage insurance premium (UFMIP) is 1.75% of the loan amount, and annual mortgage insurance premiums (MIP) range from 0.45% to 1.05%. These costs vary by lender and borrower profile. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Lake Wales do?
An FHA loan specialist guides borrowers through the FHA loan process, including pre-approval, documentation, and closing. They ensure the loan meets FHA guidelines and Florida specific property requirements.
What are the FHA loan limits for Lake Wales Florida?
For 2025, the standard FHA loan limit for a single-family home in Polk County is $498,257. Higher limits apply for multi-unit properties. These limits are set by the U.S. Department of Housing and Urban Development (HUD) and can change annually.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.