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Compare FHA Loan Specialists in Lake Mary, FL

Directory of fha loan specialists in Lake Mary, Florida. Verify credentials with the state mortgage licensing authority before hiring.

20 agents listed
Updated May 2026
Lake Mary, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 fha loan specialists in Lake Mary, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
RP Funding
1400 S International Pkwy #1000, Lake Mary, FL 32746
3213974420
Home1st Lending, LLC: Corporate Office
1130 Business Center Dr Ste 1000, Lake Mary, FL 32746
4073307566
Certified Mortgage Planners
615 Crescent Executive Ct #224, Lake Mary, FL 32746
4076222640
Nate Morris - Novus Home Mortgage
801 International Pkwy Suite 500, Lake Mary, FL 32746
4076254015
Century Financial Group
110 Timberlachen Cir STE 1004, Lake Mary, FL 32746
4077293513
The Joe Onofre Mortgage Team
2601 W Lake Mary Blvd Suite 129, Lake Mary, FL 32746
4078080845
Streamline Mortgage Team at Certified Mortgage Planners
615 Crescent Executive Ct #224, Lake Mary, FL 32746
4073107804
SecurityNational Mortgage Company
250 International Pkwy #120, Lake Mary, FL 32746
4073028384
Your Mortgage Specialist FL
615 Crescent Executive Ct, Lake Mary, FL 32746
3868046886
Edge Home Loans
255 Primera Blvd #160, Lake Mary, FL 32746
4076046247
Stallion Loans, Inc
250 International Pkwy Suite 134-11, Lake Mary, FL 32746
4073376587
Richard Williams at CrossCountry Mortgage
600 Rinehart Rd #3050, Lake Mary, FL 32746
4073103609
Andrew Webb at CrossCountry Mortgage, LLC
600 Rinehart Rd #3050, Lake Mary, FL 32746
4074906448
Verasol Lending Solutions
801 International Pkwy Suite 500, Lake Mary, FL 32746
4075440004
Acceptance Mortgage Solutions Inc.
417 Country Wood Cir, Lake Mary, FL 32746
3213770039
Premier Home Funding Corporation
1485 International Pkwy #1071, Lake Mary, FL 32746
4076163433
CrossCountry Mortgage, LLC
600 Rinehart Rd #3050, Lake Mary, FL 32746
4078905522
Oceans Lending
3098 W Lake Mary Blvd 2nd Floor, Lake Mary, FL 32746
4072179122
Earl Mallory - CrossCountry Mortgage
600 Rinehart Rd, Lake Mary, FL 32746
3868018331
Seminole Moneytree Inc
2882 W Lake Mary Blvd, Lake Mary, FL 32746
4073238990

What Does a FHA Loan Specialist in Lake Mary Cost?

Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Closing costs in Lake Mary usually range from 2 to 5 percent of the purchase price. Fees vary by lender and loan size. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Lake Mary Florida in 2025?
For 2025 the FHA loan limit for a single-family home in Seminole County Florida is $524,225 for low-cost areas and up to $1,209,750 for high-cost areas. These limits are set by the U.S. Department of Housing and Urban Development and may change annually.
Do I need a specific license to be an FHA loan specialist in Florida?
Yes Florida requires all mortgage loan originators to hold a valid license through the Florida Office of Financial Regulation under Chapter 494 of Florida Statutes. The specialist must also complete annual continuing education on federal and state lending laws.
How long does the FHA loan process take in Lake Mary Florida?
The typical FHA loan process in Florida takes 30 to 45 days from application to closing. Florida law requires a 7-day rescission period after closing for refinances but not for purchase loans. Delays can occur if property appraisals or title searches take longer.