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Find FHA Loan Specialists in Jacksonville, FL

Compare fha loan specialists in Jacksonville. Review contact information and insurance categorys before you decide.

20 agents listed
Updated June 2026
Jacksonville, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 20 fha loan specialists in Jacksonville, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jennifer Beeston at Rate (NMLS #247743)
12058 San Jose Blvd STE 402, Jacksonville, FL 32223
(786) 933-2077 rate.com
First Coast Mortgage Funding
11363 San Jose Blvd Building 200, Jacksonville, FL 32223
(904) 217-5450 firstcoastmortgagefunding.com
Guild Mortgage Company
9428 Baymeadows Rd STE 502, Jacksonville, FL 32256
(904) 647-1777 branches.guildmortgage.com
North Star Mortgage Network Inc.
12058 San Jose Blvd Unit 404, Jacksonville, FL 32223
(904) 880-6741 nsmn.com
Lennar Mortgage, LLC Jacksonville
7411 Fullerton St Suite 201, Jacksonville, FL 32256
(904) 380-0940 lennarmortgage.com
Cassandra Dorsainvil
4720 Salisbury Rd #201, Jacksonville, FL 32256
(904) 329-7539 thedorsainvilgroup.com
Jamie Zeitz
7411 Fullerton St, Jacksonville, FL 32256
(904) 710-1744 cmghomeloans.com
Right Start Mortgage, Inc DBA GFS Home Loans - Jacksonville - Kristine Kennedy
12276 San Jose Blvd Suite 718-4, Jacksonville, FL 32223
(904) 514-6969 kristinekennedy.com
Sharp Mortgages Inc. NMLS#155163
8785 Perimeter Park Blvd, Jacksonville, FL 32216
(904) 997-1093 sharpmortgages.com
Mortgages By Linda
8833 Perimeter Park Blvd STE 403, Jacksonville, FL 32216
(904) 591-3662 mortgagesbylinda.com
Coast2Coast Mortgage Lending | Jacksonville, Florida
13947 Beach Blvd #206, Jacksonville, FL 32224
(904) 347-4683 coast2coastmortgage.com
Halvorsen Team - LoanPeople
8823 San Jose Blvd 301 302, Jacksonville, FL 32217
(904) 746-7482 halvorsenteam.com
Coast2Coast - Bryan Lakey Mortgages
13947 Beach Blvd #206, Jacksonville, FL 32224
(904) 566-6492 bryanlakey.com
Summit Mortgage Corporation - Branch Manager Susan Lazcano
3109 Spring Glen Rd #302, Jacksonville, FL 32207
(904) 333-3313 summit-mortgage.com
Coast2Coast - Lee Simanoff -Mortgage Broker- nmls 817440
13947 Beach Blvd #206, Jacksonville, FL 32224
(904) 446-8533 leesimanoff.com
Gary Burmeister Mortgage Broker
11363 San Jose Blvd, Jacksonville, FL 32223
(904) 759-6837 garyburmeister203k.com
Forever Home Loans
3400 Kori Rd #4, Jacksonville, FL 32257
(904) 201-9305 foreverhomeloans.com
First Florida Financial
13400 Sutton Park Dr S Suite 1502, Jacksonville, FL 32224
(904) 422-6466 jacksonvillefloridamortgages.com
Nathn Young
12058 San Jose Blvd Unit 404, Jacksonville, FL 32223
(904) 880-6741 nathanyoung.com
First Coast Mortgage Funding | Carson Home Team
11363 San Jose Blvd Building 200, Jacksonville, FL 32223
(904) 414-5363 904lender.com

An FHA loan specialist in Jacksonville Florida helps homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in the First Coast area due to lower down payment requirements and flexible credit guidelines. Florida law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS) and registered with the Florida Office of Financial Regulation.

What Does a FHA Loan Specialist in Jacksonville Cost?

Typical costs for an FHA loan specialist in Florida include an origination fee of 0.5 to 1.0 percent of the loan amount plus third-party fees for appraisal credit report and title services. Total closing costs in Jacksonville usually range from 3000 to 8000 for a 200000 loan. The borrower can also roll the upfront mortgage insurance premium into the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Jacksonville Florida in 2025?
For 2025 the FHA loan limit for a single-family home in Duval County is $498,257. Higher limits apply for duplexes triplexes and four-unit properties. These limits are set by the Department of Housing and Urban Development and may change each year.
Do FHA loans require mortgage insurance in Florida?
Yes all FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium between 0.45 and 1.05 percent depending on the loan term and down payment. This insurance protects the lender not the borrower.
What credit score is needed for an FHA loan in Jacksonville?
FHA guidelines allow a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. Individual lenders in Jacksonville may set higher minimums.