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Browse fha loan specialists serving Jacksonville, Florida. Contact information and addresses listed below.
20 agents listed
Updated May 2026
Jacksonville, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 fha loan specialists in Jacksonville, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jennifer Beeston at Rate (NMLS #247743)
12058 San Jose Blvd STE 402, Jacksonville, FL 32223
7869332077
First Coast Mortgage Funding
11363 San Jose Blvd Building 200, Jacksonville, FL 32223
8823 San Jose Blvd 301 302, Jacksonville, FL 32217
9047467482
Coast2Coast - Bryan Lakey Mortgages
13947 Beach Blvd #206, Jacksonville, FL 32224
9045666492
Summit Mortgage Corporation - Branch Manager Susan Lazcano
3109 Spring Glen Rd #302, Jacksonville, FL 32207
9043333313
Coast2Coast - Lee Simanoff -Mortgage Broker- nmls 817440
13947 Beach Blvd #206, Jacksonville, FL 32224
9044468533
Gary Burmeister Mortgage Broker
11363 San Jose Blvd, Jacksonville, FL 32223
9047596837
Forever Home Loans
3400 Kori Rd #4, Jacksonville, FL 32257
9042019305
First Florida Financial
13400 Sutton Park Dr S Suite 1502, Jacksonville, FL 32224
9044226466
Nathn Young
12058 San Jose Blvd Unit 404, Jacksonville, FL 32223
9048806741
First Coast Mortgage Funding | Carson Home Team
11363 San Jose Blvd Building 200, Jacksonville, FL 32223
9044145363
An FHA loan specialist in Jacksonville Florida helps homebuyers secure mortgages insured by the Federal Housing Administration. These loans are popular in the First Coast area due to lower down payment requirements and flexible credit guidelines. Florida law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS) and registered with the Florida Office of Financial Regulation.
What Does a FHA Loan Specialist in Jacksonville Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 0.5 to 1.0 percent of the loan amount plus third-party fees for appraisal credit report and title services. Total closing costs in Jacksonville usually range from 3000 to 8000 for a 200000 loan. The borrower can also roll the upfront mortgage insurance premium into the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Jacksonville Florida in 2025?
For 2025 the FHA loan limit for a single-family home in Duval County is $498,257. Higher limits apply for duplexes triplexes and four-unit properties. These limits are set by the Department of Housing and Urban Development and may change each year.
Do FHA loans require mortgage insurance in Florida?
Yes all FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium between 0.45 and 1.05 percent depending on the loan term and down payment. This insurance protects the lender not the borrower.
What credit score is needed for an FHA loan in Jacksonville?
FHA guidelines allow a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may still qualify but must put down at least 10 percent. Individual lenders in Jacksonville may set higher minimums.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.