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Compare fha loan specialists in Homestead. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Homestead, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 7 fha loan specialists in Homestead, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
THE MORTGAGE EXPERTS
16255 SW 275 St, Homestead, FL 33031
7868020410
Jonathan Osorio - Mortgage Lender - South Miami & Homestead
11441 SW 252nd Ter, Homestead, FL 33032
7863832077
Terri Ellis | SouthState Mortgage
28801 SW 157th Ave, Homestead, FL 33033
3055885348
Fernando Zamora - Mortgageratemiami.com
29051 SW 167th Ct, Homestead, FL 33030
3054941740
Erica G. Ávila - All In One Mortgage Lenders - Homestead’s Trusted Lender
1348 Old Dixie Hwy, Homestead, FL 33030
7864446133
Chase Mortgage
13701 SW 288th St, Homestead, FL 33033
3052452475
Julio Lacayo - Mortgage Loan Officer
2495 NE 8th St, Homestead, FL 33033
8887519000
What Does a FHA Loan Specialist in Homestead Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of up to 1 percent of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Appraisal fees in Homestead generally cost $400 to $700. Closing costs vary by lender and property value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Homestead Florida?
FHA loans in Homestead require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers must also have a debt-to-income ratio below 43 percent and the property must meet FHA appraisal standards. Florida specific rules include compliance with local flood zone requirements.
How do I choose an FHA loan specialist in Homestead?
Look for a specialist who is licensed as a mortgage loan originator with the NMLS and has experience with FHA loans in Florida. You can verify their license through the Florida Office of Financial Regulation website. Ask about their familiarity with Homestead specific property types and local housing market conditions.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.