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Looking for a fha loan specialist in Hernando? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Hernando, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 fha loan specialists in Hernando, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nathan C Paff | Fairway Independent Mortgage Corporation Co-Branch Manager
1298 E Norvell Bryant Hwy A, Hernando, FL 34442
7403923000
Nathan Paff - Fairway Home Mortgage Corp
1298 E Norvell Bryant Hwy A, Hernando, FL 34442
3524055885
Citrus Lending
1160 N Hambletonian Dr, Hernando, FL 34442
3527464290
Truist
2525 N Forest Ridge Blvd, Hernando, FL 34442
3522703279
What Does a FHA Loan Specialist in Hernando Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1 percent of the loan amount, plus an upfront mortgage insurance premium of 1.75 percent of the base loan amount. Annual mortgage insurance premiums range from 0.45 percent to 1.05 percent depending on loan term and down payment. Closing costs in Hernando generally range from 2 to 5 percent of the purchase price. These are general estimates; actual costs vary by lender and borrower situation. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Hernando do?
An FHA loan specialist helps borrowers understand FHA loan requirements, pre-qualify for loans, and complete the application process. They guide you through credit score minimums, down payment options, and property eligibility rules specific to Hernando and Citrus County.
What are the FHA loan requirements in Florida?
FHA loans in Florida require a minimum credit score of 580 for a 3.5 percent down payment, or 500 with a 10 percent down payment. The property must meet FHA appraisal standards, and the borrower must have a valid Social Security number and lawful residency in the United States.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.