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Compare FHA Loan Specialists in Haines City, FL

Compare fha loan specialists in Haines City. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Haines City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 fha loan specialists in Haines City, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
TCH Mortgage
651 E Main St Ste H, Haines City, FL 33844
1939241004
Truist
99 U.S. Hwy 17-92 W, Haines City, FL 33844
8632561415

FHA loan specialists in Haines City Florida help borrowers qualify for government backed mortgages with lower down payments. These loans are popular in Polk County due to flexible credit requirements and Florida specific property insurance rules. Specialists guide clients through FHA guidelines including Florida's homestead exemption and flood zone considerations.

What Does a FHA Loan Specialist in Haines City Cost?

Typical costs for FHA loan specialist services in Florida include origination fees of 1 to 2 percent of the loan amount and third party costs like appraisal fees around 500 dollars. Closing costs generally range from 3000 to 6000 dollars depending on loan size and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Haines City Florida?
FHA loan limits for Haines City follow Polk County guidelines which for 2024 are 498257 dollars for a single family home. Limits may vary based on property type and local housing costs.
Do FHA loans in Florida require mortgage insurance?
Yes FHA loans require an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums also apply and vary based on loan term and down payment size.
Can I use an FHA loan for a fixer upper in Haines City?
Yes the FHA 203k loan program allows you to finance both the purchase and renovation of a home in Haines City. Funds must be used for repairs that meet FHA and local building codes.