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Compare FHA Loan Specialists in Deerfield Beach, FL
Directory of fha loan specialists in Deerfield Beach, Florida. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Deerfield Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 fha loan specialists in Deerfield Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Only Loans USA - Mortgage Company
1761 W Hillsboro Blvd # 201, Deerfield Beach, FL 33442
8778000608
Carolina Gallegos at CrossCountry Mortgage
2151 W Hillsboro Blvd Suite 300, Deerfield Beach, FL 33442
3058903630
CrossCountry Mortgage, LLC
2151 W Hillsboro Blvd Suite 300, Deerfield Beach, FL 33442
9543500058
Wise Choice Mortgage Corporation
1807 S Powerline Rd Suite 105, Deerfield Beach, FL 33442
5617159522
Tower Home Loans - Deerfield Beach
1100 S Federal Hwy #250, Deerfield Beach, FL 33441
9545310716
An FHA loan specialist in Deerfield Beach, Florida can help you navigate the Federal Housing Administration loan process. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Deerfield Beach residents often use FHA loans for its lower down payment requirements and flexible credit guidelines.
What Does a FHA Loan Specialist in Deerfield Beach Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 1 percent of the loan amount and an upfront mortgage insurance premium of 1.75 percent of the loan amount. Annual mortgage insurance premiums range from 0.45 to 1.05 percent of the loan balance. Closing costs in Florida usually range from 3 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan requirements in Deerfield Beach Florida?
FHA loans require a minimum 3.5 percent down payment and a credit score of at least 580. The property must meet FHA appraisal standards and be your primary residence. Florida law also requires a valid flood insurance policy if the home is in a flood zone.
How do I find an FHA loan specialist in Deerfield Beach?
You can search the Nationwide Mortgage Licensing System for licensed mortgage loan originators in Deerfield Beach. Check that the specialist holds a valid Florida mortgage lender license. You can also ask local real estate agents for referrals.
What is the FHA loan limit for Deerfield Beach Florida?
For 2025, the FHA loan limit for a single-family home in Broward County, which includes Deerfield Beach, is 498,257 dollars. Higher limits apply for multi-unit properties. These limits are set annually by the Department of Housing and Urban Development.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.