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Find FHA Loan Specialists Near You in Cooper City, FL

Directory of fha loan specialists in Cooper City, Florida. Verify credentials with the state mortgage licensing authority before hiring.

2 agents listed
Updated May 2026
Cooper City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 fha loan specialists in Cooper City, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Premier Lending Corp
12399 SW 53rd St #104, Cooper City, FL 33330
9548408811
Loans By Akky | KL7 Lending
11665 SW 59th Ct, Cooper City, FL 33330
7544001956

An FHA loan specialist in Cooper City Florida can guide you through the process of obtaining a government-backed mortgage. These loans are popular in South Florida due to lower down payment requirements and flexible credit guidelines. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation, ensuring you work with a qualified professional.

What Does a FHA Loan Specialist in Cooper City Cost?

Typical costs for an FHA loan in Florida include an upfront mortgage insurance premium (UFMIP) of 1.75 percent of the loan amount and an annual mortgage insurance premium (MIP) of 0.55 to 0.85 percent. Closing costs generally range from 3 to 5 percent of the purchase price. Lender fees and third-party charges like appraisal and title insurance also apply. These costs vary by lender and property. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist in Cooper City do?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a mortgage, and complete the application process. They also advise on Florida-specific property conditions like flood zone requirements and windstorm insurance.
What are the FHA loan limits for Cooper City Florida?
For 2024 the FHA loan limit for a single-family home in Broward County which includes Cooper City is $498,257. Limits may be higher for multi-unit properties. A specialist can confirm current limits for your specific situation.
How long does an FHA loan process take in Florida?
The typical FHA loan process in Florida takes 30 to 45 days from application to closing. Delays can occur if the property requires repairs or if there are appraisal issues. Your specialist will keep you informed of timelines.