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Browse fha loan specialists serving Cocoa Beach, Florida. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Cocoa Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 2 fha loan specialists in Cocoa Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Truist
150 Cocoa Isles Blvd, Cocoa Beach, FL 32931
3213923233
Ideal Lending LLC
5505 N Atlantic Ave STE 207, Cocoa Beach, FL 32931
8449943325
What Does a FHA Loan Specialist in Cocoa Beach Cost?
Typical costs for FHA loan specialist services in Florida include an origination fee of 1% to 1.75% of the loan amount. Upfront mortgage insurance premium (UFMIP) is 1.75% of the loan and can be financed into the loan. Annual mortgage insurance premiums range from 0.45% to 1.05% depending on loan term and down payment. Closing costs in Cocoa Beach usually total 3% to 5% of the purchase price including title fees and recording charges. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Cocoa Beach?
An FHA loan specialist helps you apply for and close a Federal Housing Administration insured loan. They review your credit, income, and property eligibility under Florida law. They also ensure the property meets FHA minimum standards and local flood zone requirements.
What are the FHA loan limits for Cocoa Beach Florida in 2025?
For 2025 the FHA loan limit for a single family home in Brevard County is $498,257. This amount applies to Cocoa Beach and surrounding areas. Higher limits may apply for duplexes or larger properties.
Do I need a special inspection for an FHA loan on a Cocoa Beach property?
Yes FHA requires a property appraisal and inspection for health and safety issues. In Cocoa Beach the specialist will also check for flood zone status and wind mitigation requirements. These are specific to Florida coastal properties and can affect loan approval.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.