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Compare fha loan specialists in Cocoa. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
Cocoa, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 fha loan specialists in Cocoa, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mariner Finance
2311 FL-524 Suite 110, Cocoa, FL 32926
3216379002
PhoneOps Funding, LLC
956 N Cocoa Blvd APT 1101, Cocoa, FL 32922
3218774077
Homevision Corporation
846 N Cocoa Blvd C, Cocoa, FL 32922
3218063222
An FHA loan specialist in Cocoa, Florida helps homebuyers navigate FHA-insured mortgages, which are popular for first-time buyers and those with lower credit scores. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Local specialists understand Cocoa's housing market and can guide you through FHA loan limits and property requirements specific to Brevard County.
What Does a FHA Loan Specialist in Cocoa Cost?
Typical costs for an FHA loan specialist in Florida include an origination fee of 0.5% to 1% of the loan amount, plus an upfront mortgage insurance premium (UFMIP) of 1.75% of the loan. Annual mortgage insurance premiums (MIP) range from 0.45% to 1.05% of the loan balance. Appraisal fees in Cocoa usually cost $400 to $700. These costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Cocoa do?
An FHA loan specialist assists with FHA loan applications, pre-approvals, and closing processes. They explain FHA guidelines, such as the 3.5% minimum down payment and the 580 minimum credit score requirement, and help you find lenders who offer FHA loans in Cocoa.
What are the FHA loan limits for Cocoa Florida?
For 2025, the FHA loan limit for a single-family home in Brevard County, including Cocoa, is $498,257. This limit applies to standard FHA loans and may be higher for duplexes or triplexes. A local specialist can confirm current limits and eligibility.
How do I choose an FHA loan specialist in Cocoa?
Look for a specialist who is a licensed mortgage loan originator in Florida and has experience with FHA loans. Check their reviews and ask about their knowledge of Cocoa area property values and local lender networks. You can verify a license through the Florida Office of Financial Regulation website.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.