FHA Loan Specialists in Washington, DC
Compare fha loan specialists in Washington. Review contact information and insurance categorys before you decide.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of District of Columbia before hiring.
Showing 13 fha loan specialists in Washington, DC
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
An FHA loan specialist in Washington, District of Columbia helps borrowers secure government-backed mortgages with lower down payments and flexible credit requirements. In DC, specialists must comply with District of Columbia law, including specific licensing rules under the DC Department of Insurance, Securities and Banking. These professionals guide clients through FHA loan limits and local property eligibility in the District.
What Does a FHA Loan Specialist in Washington Cost?
Typical costs for an FHA loan specialist in the District of Columbia include an upfront mortgage insurance premium of 1.75% of the loan amount and an annual MIP of 0.55% to 1.05%. Origination fees range from 0.5% to 1.0% of the loan amount, and appraisal fees in DC are usually $500 to $700. Closing costs in the District average 3% to 5% of the loan value. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist do in Washington DC?
An FHA loan specialist in Washington DC assists borrowers with applying for FHA-insured loans. They evaluate eligibility, explain DC-specific loan limits, and help complete required documentation. Specialists also ensure compliance with District of Columbia mortgage regulations.
What are the FHA loan limits for Washington DC in 2025?
For 2025, the FHA loan limit for a single-family home in Washington DC is $1,149,825 for high-cost areas. This limit applies to the entire District of Columbia. Borrowers should confirm current limits with a specialist as they may change annually.