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Browse fha loan specialists serving Ridgefield, Connecticut. Contact information and addresses listed below.
3 agents listed
Updated May 2026
Ridgefield, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 3 fha loan specialists in Ridgefield, CT
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Mortgage
23 Catoonah St 1st Floor, Ridgefield, CT 06877
2034312600
Forte Financial
96 Danbury Rd, Ridgefield, CT 06877
4752155401
Jessica Hastings Total Mortgage
23 Catoonah St 1st Floor, Ridgefield, CT 06877
2034700032
An FHA loan specialist in Ridgefield Connecticut helps home buyers and homeowners navigate Federal Housing Administration insured loans. These loans often require a lower down payment and have flexible credit guidelines. Connecticut law requires all mortgage loan originators to be licensed through the Connecticut Department of Banking, and a local specialist understands Ridgefield property values and Fairfield County market conditions.
What Does a FHA Loan Specialist in Ridgefield Cost?
Typical costs for an FHA loan in Connecticut include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 percent to 0.85 percent. Lender origination fees range from 0.5 percent to 1.5 percent of the loan amount. Appraisal fees in Ridgefield are usually between $500 and $700. Closing costs generally total 3 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does an FHA loan specialist in Ridgefield do?
An FHA loan specialist guides you through the FHA loan process including pre approval, documentation, and closing. They help you understand FHA requirements such as the 3.5 percent minimum down payment and the upfront mortgage insurance premium. In Connecticut, the specialist must follow state licensing rules and federal lending standards.
What are the FHA loan limits for Ridgefield Connecticut?
FHA loan limits for Ridgefield are based on Fairfield County limits. For 2025, the single family home limit is $1,149,825. This high limit reflects the local high cost housing market. A specialist can confirm the current limit for your specific property type.
How do I choose an FHA loan specialist in Connecticut?
Look for a specialist who is a licensed mortgage loan originator with the Connecticut Department of Banking. Ask about their experience with FHA loans and their knowledge of Ridgefield area appraisals. You can verify a license on the Nationwide Multistate Licensing System website.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Connecticut.