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Find FHA Loan Specialists Near You in Monroe, CT

Directory of fha loan specialists in Monroe, Connecticut. Verify credentials with the state mortgage licensing authority before hiring.

11 agents listed
Updated May 2026
Monroe, CT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Connecticut before hiring.
Showing 11 fha loan specialists in Monroe, CT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AFC Mortgage Group, LLC
471 Monroe Turnpike, Monroe, CT 06468
2034529899
The Santos Team at Total Mortgage, Mortgage Lender NMLS #49570
731 Main St #101, Monroe, CT 06468
2035269345
Chuck Threshie - VP, Sr. Mortgage Banker at Total Mortgage
588 Monroe Turnpike, Monroe, CT 06468
2039843892
Jeff Zappone at CrossCountry Mortgage
458 Monroe Turnpike Suite 2B, Monroe, CT 06468
8777731226
Ferrigno Team | Cross Country Mortgage
458 Monroe Turnpike, Monroe, CT 06468
2034104435
Ken Csehak - Total Mortgage NMLS #58440
588 Monroe Turnpike Suite 2D, Monroe, CT 06468
2033942688
Scott Mastropietro at CrossCountry Mortgage
458 Monroe Turnpike Suite 2B, Monroe, CT 06468
4752095544
Nick Kaszei at Total Mortgage Services, LLC NMLS# 1211676
588 Monroe Turnpike Suites 2C & 2D, Monroe, CT 06468
2034438025
Total Mortgage Monroe NMLS #2606881
731 Main St unit 101-102, Monroe, CT 06468
2035269345
Total Mortgage Monroe NMLS #2545847
588 Monroe Turnpike Suite 2C & 2D, Monroe, CT 06468
2034438025
Luis Lopez at CrossCountry Mortgage
458 Monroe Turnpike Suite 2B, Monroe, CT 06468
2039186910

FHA loan specialists in Monroe Connecticut help homebuyers secure government-backed mortgages with lower down payments and flexible credit requirements. Connecticut law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local specialists understand Fairfield County property values and can guide you through FHA loan limits specific to the area.

What Does a FHA Loan Specialist in Monroe Cost?

Typical costs for an FHA loan in Connecticut include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual premium of 0.55 percent to 0.85 percent. Closing costs generally range from 3 to 6 percent of the purchase price. For a $400,000 home this means $12,000 to $24,000 in closing costs plus the upfront MIP. Lender fees and third-party costs like appraisal and title insurance vary. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the FHA loan limits for Monroe Connecticut?
For 2025 the FHA loan limit for a single-family home in Fairfield County is $1,149,825. This high limit reflects the area median home prices. A specialist can confirm the current limit for your specific property type.
What credit score do I need for an FHA loan in Monroe?
FHA loans typically require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with scores between 500 and 579 may qualify with a 10 percent down payment. Each lender may set higher requirements.