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Compare FHA Loan Specialists in Highlands Ranch, CO

Compare fha loan specialists in Highlands Ranch. Review contact information and insurance categorys before you decide.

10 agents listed
Updated May 2026
Highlands Ranch, CO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Colorado before hiring.
Showing 10 fha loan specialists in Highlands Ranch, CO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jennifer Thompson - Guild Mortgage
640 Plaza Dr Ste 140, Highlands Ranch, CO 80129
3034880436
Guild Mortgage - Jimmy Kinley
640 Plaza Dr Ste 140, Highlands Ranch, CO 80129
7202611410
New American Funding - Highlands Ranch, CO
1805 Shea Center Dr Ste 285, Highlands Ranch, CO 80129
7204498973
Jordan Chomko
8822 Ridgeline Blvd # 405, Highlands Ranch, CO 80129
7204699312
Vonda Downs
8822 Ridgeline Blvd # 405, Highlands Ranch, CO 80129
8773141505
Lana Barrett
8822 Ridgeline Blvd # 405, Highlands Ranch, CO 80129
9495107721
Samantha Daily- Movement Mortgage
8822 Ridgeline Blvd # 405, Highlands Ranch, CO 80129
3034831820
Julie Moffatt
8822 Ridgeline Blvd # 405, Highlands Ranch, CO 80129
3034376730
Highlands Ranch Mortgage
673 W Burgundy St UNIT A, Highlands Ranch, CO 80129
3035706076
Cherry Creek Mortgage Company - Highlands Ranch
640 Plaza Dr Ste 140, Highlands Ranch, CO 80130
7202611410

An FHA loan specialist in Highlands Ranch Colorado can guide you through the process of obtaining a government-insured mortgage. These loans are popular for first-time homebuyers and those with lower credit scores. Colorado law requires all mortgage loan originators to be licensed through the Colorado Division of Real Estate, ensuring you work with a qualified professional.

What Does a FHA Loan Specialist in Highlands Ranch Cost?

Typical costs for FHA loan services in Colorado include an upfront mortgage insurance premium of 1.75 percent of the loan amount and an annual mortgage insurance premium of 0.55 to 0.85 percent. Lender origination fees usually range from 0.5 to 1.0 percent of the loan amount. Closing costs in Highlands Ranch average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an FHA loan specialist do in Highlands Ranch?
An FHA loan specialist helps you understand FHA loan requirements, pre-qualify for a loan, and submit your application. They work with FHA-approved lenders to secure financing for your home purchase or refinance in Highlands Ranch.
What are the FHA loan limits for Highlands Ranch Colorado?
For 2024, the FHA loan limit for a single-family home in Douglas County which includes Highlands Ranch is $498,257. This limit may change each year based on the local median home price.
Do I need a special license to be an FHA loan specialist in Colorado?
Yes, all mortgage loan originators in Colorado must hold a valid license through the Colorado Division of Real Estate. They must also complete continuing education requirements each year to maintain their license.