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Compare FHA Loan Specialists in Yucaipa, CA

Compare fha loan specialists in Yucaipa. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Yucaipa, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 6 fha loan specialists in Yucaipa, CA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oak Tree Home Loans & Finance
12225 Bryant St, Yucaipa, CA 92399
6264978339
DMI Lending
34428 Yucaipa Blvd # E, Yucaipa, CA 92399
3236506334
Chase Home Lending
34318 Yucaipa Blvd, Yucaipa, CA 92399
7207290637
Valley View Mortgage, Inc
32829 Yucaipa Blvd # C, Yucaipa, CA 92399
9097979181
US Bank Mortgage
33740 Yucaipa Blvd, Yucaipa, CA 92399
8008722657
Happy Investments, Inc. Yucaipa CA
13653 Douglas St # 301, Yucaipa, CA 92399
9093445909

An FHA loan specialist in Yucaipa, California helps homebuyers navigate FHA-insured mortgages. These loans are popular in San Bernardino County due to lower down payment requirements and flexible credit guidelines. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).

What Does a FHA Loan Specialist in Yucaipa Cost?

Typical costs for an FHA loan specialist in California include an origination fee of 1% to 1.5% of the loan amount. Upfront mortgage insurance premium (UFMIP) is 1.75% of the loan, and annual MIP ranges from 0.45% to 1.05%. Third-party costs such as appraisal and credit report fees add $500 to $1,000. Costs vary by lender and borrower qualifications. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is an FHA loan specialist in Yucaipa?
An FHA loan specialist is a licensed mortgage professional who guides borrowers through FHA loan applications. They help with credit requirements, property eligibility, and California-specific disclosures.
What are the FHA loan limits for Yucaipa in 2025?
For 2025, the FHA loan limit for a single-family home in San Bernardino County is $530,150. Higher limits apply for duplexes, triplexes, and fourplex properties.
What documents do I need for an FHA loan in California?
You need pay stubs, tax returns, bank statements, and a valid ID. California also requires a signed Mortgage Loan Disclosure Statement and a Good Faith Estimate within three business days of application.