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Directory of fha loan specialists in Yuba City, California. Verify credentials with the state mortgage licensing authority before hiring.
19 agents listed
Updated May 2026
Yuba City, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 19 fha loan specialists in Yuba City, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
United Mortgage
1289 Lincoln Rd, Yuba City, CA 95991
5306740141
Jeremy Kurtz Lending Team
1650 Sierra Ave #202, Yuba City, CA 95993
5304151149
Joey Mejia - Legacy Lending
770 N Walton Ave #500, Yuba City, CA 95993
5308555626
Ben Bhangu - The Home Loan Guru, NMLS 746773, Answer Home Lending, NMLS 2343805
472 Century Park Dr Ste 200, Yuba City, CA 95991
5304153004
Guild Mortgage - Cameron Elkins
1557 Starr Dr Suite D, Yuba City, CA 95993
5303015448
Burns Lending Team - West Shore Mortgage
1641 Colusa Hwy #300, Yuba City, CA 95993
5306931155
Peak Residential Lending - Charly Bates Home Loans
1210 Stabler Ln, Yuba City, CA 95993
5302188307
Lori Heikens Team | Neo Home Loans - Yuba City | NMLS 217186
718 Bridge St Unit B, Yuba City, CA 95991
5307636600
Legacy Lending
770 N Walton Ave #500, Yuba City, CA 95993
5308555626
Guild Mortgage Company
1557 Starr Dr Suite D, Yuba City, CA 95993
5302161101
Stanford Mortgage
5772, 415 Century Park Dr # D, Yuba City, CA 95991
5306718144
Alisha Benge - Loan Officer #1571534 - Xpert Home Lending Inc.
770 N Walton Ave #500, Yuba City, CA 95993
5309338254
Home Loans by Nicki
770 N Walton Ave #500, Yuba City, CA 95993
5302182785
American Pacific Mortgage (NMLS #300767)
855 Harter Pkwy STE 230, Yuba City, CA 95993
5307550890
West Shore Mortgage
1641 Colusa Hwy #300, Yuba City, CA 95993
5304155186
LEGACY LENDING - Willie Willis Home Loans
770 N Walton Ave #500, Yuba City, CA 95993
5307012221
Caleb Kurtz - Guild Mortgage
1650 Sierra Ave #202, Yuba City, CA 95993
5302047814
Legacy Lending - Ed Bevacqua
770 N Walton Ave, Yuba City, CA 95993
5306827801
HomeTown Lenders YC
1210 Stabler Ln, Yuba City, CA 95993
5306714214
An FHA loan specialist in Yuba City helps borrowers secure mortgages insured by the Federal Housing Administration. These loans are popular in California for their low down payment requirements and flexible credit guidelines. Local specialists understand Sutter County property values and California specific disclosure rules.
What Does a FHA Loan Specialist in Yuba City Cost?
Typical costs for an FHA loan in California include an upfront mortgage insurance premium of 1.75% of the loan amount and annual mortgage insurance premiums of 0.55% to 0.85%. Closing costs in Yuba City generally range from 2% to 5% of the loan amount. Lender fees, appraisal fees, and title insurance also apply. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the down payment requirements for an FHA loan in Yuba City?
FHA loans require a minimum down payment of 3.5% of the purchase price. This applies to all California borrowers including those in Yuba City. The down payment can come from gifts or approved down payment assistance programs.
How do California FHA loan limits affect Yuba City buyers?
FHA loan limits vary by county in California. For Sutter County in 2024 the standard limit for a single family home is $498,257. Higher limits apply for multi unit properties and high cost areas.
What credit score is needed for an FHA loan in California?
FHA loans typically require a minimum credit score of 580 for the 3.5% down payment option. Borrowers with scores between 500 and 579 may qualify with a 10% down payment. Each lender may set higher requirements.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.