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Looking for a fha loan specialist in Yorba Linda? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Yorba Linda, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the California before hiring.
Showing 10 fha loan specialists in Yorba Linda, CA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jason Brookes, Grand Avenue Realty & Lending
18293 Imperial Hwy., Yorba Linda, CA 92886
5622338564
Coast Funding Group Inc
22875 Savi Ranch Pkwy, Yorba Linda, CA 92887
7149983555
Tracy Molenaar, Local Loan Girl, NMLS#1842655
18206 Imperial Hwy. # 201, Yorba Linda, CA 92886
7148010180
Lorenzo Zamora, Mortgage Broker
18206 Imperial Hwy. # 201, Yorba Linda, CA 92886
7146972898
Fidel Navarro - Homeowners First - HomeLoans | FN Lender | 20+ Years of Experience | Reverse Mortgage
18180 Yorba Linda Blvd #501-B, Yorba Linda, CA 92886
7145849212
Eric Montaghami- NMLS 329606
22485 E La Palma Ave Suite 103, Yorba Linda, CA 92887
9096544184
Premier Funding Network
22800 Savi Ranch Pkwy # 216, Yorba Linda, CA 92887
7142839900
Community Home Loans, LLC
24370 Vía Lomas De Yorba E, Yorba Linda, CA 92887
7144389627
BridgePoint Mortgage - Yorba Linda, CA
22485 E La Palma Ave #104, Yorba Linda, CA 92887
7146068324
Professional Financial Mortgage
18431 Yorba Linda Blvd, Yorba Linda, CA 92886
7147777999
An FHA loan specialist in Yorba Linda California can help you navigate the Federal Housing Administration loan process. These loans are popular in Orange County due to lower down payment requirements and flexible credit standards. California law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System (NMLS).
What Does a FHA Loan Specialist in Yorba Linda Cost?
Typical costs for an FHA loan specialist in California include an origination fee of 1 to 2 percent of the loan amount. Upfront mortgage insurance premium (UFMIP) is 1.75 percent of the base loan amount and can be financed into the loan. Annual mortgage insurance premiums range from 0.45 to 1.05 percent depending on loan term and down payment. Closing costs in Orange County average 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the FHA loan limits for Yorba Linda California?
FHA loan limits for Orange County including Yorba Linda are higher than standard limits due to high home prices. For 2024 the single-family home limit is $1,149,825. A specialist can confirm the exact limit for your property type.
What credit score is needed for an FHA loan in Yorba Linda?
Most FHA lenders require a minimum credit score of 580 for a 3.5 percent down payment. Borrowers with a score between 500 and 579 may qualify with a 10 percent down payment. Each lender may have its own overlays beyond FHA minimums.
How long does FHA loan approval take in California?
FHA loan approval in California typically takes 30 to 45 days from application to closing. Delays can occur if additional documentation is needed or if the property requires repairs. California law does not set a specific timeline but lenders must provide a Loan Estimate within three business days.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the California.